At Berman Capital Advisors, we work closely with each individual and family—as well as with their tax and estate planning professionals—to build and implement a tailored investment and asset allocation plan that reflects the client's goals and preferences. We focus on after-tax returns and tax-efficient investing and philanthropy.
Berman Capital Advisors specializes in constructing individual, customized portfolios. Our investment philosophy focuses on absolute risk-adjusted returns and protection of capital by looking across the entire universe of investible assets – from private equity and venture capital to individual stocks and mutual funds – and finding only the best ones for our clients. We do not accept commissions and work on a fee-basis only.
Our rigorous evaluation process emphasizes overall performance, risk management, and absolute returns. This process utilizes both proprietary quantitative models to analyze risk/return characteristics and a rigorous evaluation of fund teams, structures, etc. We perform on-site manager visits and interviews to learn and evaluate how a manager thinks and acts. A dedicated team conducts ongoing due diligence on all of our investment managers. Ultimately we look for experienced managers that can deliver outstanding risk-adjusted returns. Our research is at the core of our portfolio construction process, and is one of the features that makes BCA so unique.
Our ongoing support includes asset transfers, working with counsel and fiduciaries, and assisting with the education and mentoring of beneficiaries.
As part of our portfolio review, we evaluate tax obligations and consider ways to reduce potential tax liabilities. We also work with accountants and others to identify local and state tax credits, and coordinate delivery of documents for tax filings.
Custodial Account statements are generated every month and consolidated investment statements are sent every quarter. We provide cash-flow budgeting and monitoring with customized financial statements showing expected income, obligations, margin requirements, expenses and more.
No financial picture is complete without a comprehensive risk management plan. We advise on life and other insurance offerings, coordinate policy management and facilitate renewals.